Fire & Allied Perils

Fire and special perils policy is an insurance contract that safeguards the insured against unforeseen contingency caused by accidental fire, lightning, explosion/implosion, destruction or damage caused by aerial devices, artificial perils in the form of riots, strikes, etc., natural calamities like storm, cyclone, flood, etc., damage caused by an impact by a rail or a road vehicle, damage caused by landslide or subsidence, peril caused by pollution and contamination, bursting and/or overflowing of water tanks, apparatus, and pipes, missile testing operations, leakage from automatic sprinkler installations and bush fire.